AI budget planner from your bank statement.

Track spending, create monthly budgets, monitor recurring subscriptions and understand your finances by uploading a PDF bank statement.

How Fastcal works: upload a PDF statement, transactions are categorized automatically, money wins are highlighted, and the savings fund a real goal like a Hawaii vacation.

1/5Upload your PDF statement — no bank login needed.

12,000+

Transactions analysed

98%

Categorisation accuracy

680+

Recurring payments found

60 sec

Average analysis

Budget once a month. Not every day.

Three simple steps. No manual expense tracking. No spreadsheet cleanup. No bank login.

1

Upload your statement

Download your monthly PDF statement from your bank and upload it securely.

2

AI organises everything

FastCal identifies merchants, categorises transactions, builds budget categories and finds recurring payments.

3

Know exactly where your money went

See spending trends, subscriptions, monthly budget pressure, personalised insights and goals instantly.

Your entire month, automatically organised.

Use FastCal as a budgeting app, expense tracker and spending analysis tool. Every transaction is grouped into meaningful categories so you immediately see where your money actually went.

FastCal dashboard

This month in plain English

You earned $2,850 and spent $2,430. Subscriptions and repeat spending need review first.

Cashflow

$420

Health

72/100

Review

6 rows

Cashflow trendIncome, spend, net
Spending
Goals
Categories
Cashflow
AI insights

Top categories

Subscriptions$50
Groceries$310
Transport$145

FastCal understands messy bank statements.

Banks do not always describe transactions clearly. FastCal recognises merchants like Uber, Spotify, OpenAI, salary payments, transfers and recurring bills, even when the bank description is confusing.

Transaction

OPENAI *CHATGPT SUBSCR

Merchant

OpenAI

Category

Software Subscription

Confidence

99%

Transaction

PayShap Payment Received

Direction

Income

Type

Transfer Received

Confidence

98%

I discovered $50/month I forgot I was paying.
I finally knew where my salary disappeared.
I paid off my credit card 3 months earlier.

Everything you need. Nothing to maintain.

Budget planning, expense tracking, recurring payment checks and spending reports all start from one monthly statement upload.

Your financial data stays yours.

Designed for statement uploads, not bank access.

No bank login
Read-only uploads
Encrypted storage
Statements deleted after processing

One upload each month. Unlimited clarity.

Whether you want a quick monthly financial check-in or detailed spending review, FastCal has a plan for you.

Free

Get a clear monthly check-in from one statement.

$0

  • 1 statement each month
  • AI insight preview
  • Spending overview
  • CSV export
Start free

Pro

Use FastCal every month with deeper insight and exports you can keep.

$9.99

  • Unlimited statements
  • Multiple bank accounts
  • Consolidated statement views
  • Month-over-month comparison
  • Recurring payment tracking
  • CSV, Excel and PDF exports
See Pro

FAQ

Why don't you connect to my bank?+

Most money apps ask you to connect your bank account or share your login details. FastCal doesn't. Simply upload your bank statement and let AI do the work. It works with virtually every bank, keeps your banking credentials private, and gives you the same spending insights without another account connection.

Why is FastCal better than traditional budgeting apps?+

Traditional budgeting apps depend on you remembering to record every coffee, fuel stop, subscription and online purchase. Miss a few days and your budget becomes inaccurate. FastCal analyses your actual bank statement, meaning every transaction is included automatically. You spend minutes reviewing your finances instead of maintaining them every day.

What happens to my bank statement?+

Your statement is securely processed to identify transactions, categories and spending patterns. Once processing is complete, the original PDF is designed to be deleted, while your analysed financial data remains available in your dashboard for future reports and comparisons.

Stop budgeting every day.

Upload one statement each month and let FastCal do the rest.

Upload my first statement